If you’re someone who highly values earning cash-back, then the Amex Blue Cash Preferred card is likely to be well worth it to you.
Sure, the card does have a $0 intro annual fee for the first year, then $95, which might feel counterintuitive for a cash-back card, but when you factor in the earning potential, you’re likely to come out way ahead.
Considering that you’ll earn 6% cash-back at U.S. supermarkets on up to $6,000 in spend each year, this cash-back alone would be $360 if you hit the $6,000 threshold.
When you then account for the cash-back you’d earn on your streaming subscriptions, transit purchases, U.S. gas station purchases, and everyday spending, you can easily see how you can rake in the cash-back with this card.