Comments on: 10 Tips and Strategies To Improve Your Credit Score

By: Christine Krzyszton

Christine Krzyszton — Thu, 18 Aug 2022 14:27:14 +0000

In reply to Becky.

Hi Becky. I would order a copy of your credit report from each major credit bureau, as mentioned in the article. You can review the information to assure there are no errors but it will also tell you which factors are affecting your credit score.

By: Becky

Becky — Thu, 18 Aug 2022 12:11:39 +0000

I have paid on my cards for three years and have not been late once and they are still calling me a bad risk. I have paid down my debt and did everything that all the websites say to do and THIS month I dropped by 20 points. I do not understand why making 90,000.00 a year and paying everything on time drops my credit score. It makes no sense to me at all. I just want to give up and say bankrupt!!

By: Christy Rodriguez

Christy Rodriguez — Tue, 22 Oct 2019 21:51:49 +0000

In reply to Freddie Howard.

Hi Freddie, if you are still able to make payments to your card (meaning it hasn’t been sent to collections/charged off), your best course of action would be to pay the maximum amount you can afford immediately. You can do this by scheduling a payment online or contacting the card issuer directly to set this up.

If your card has gone into collections, it gets a bit more complicated. In short, the best way to tackle this would be to contact your original lender and negotiate a way for you to pay back your debt over time. By making payments, you can slowly start to rebuild your credit score. Hope this helps!

By: Freddie Howard

Freddie Howard — Tue, 22 Oct 2019 14:15:09 +0000

I got a letter of credit card status that said that my payment will change from Wal-Mart to Capital One. I was delinquent in my card payment but I want to continue payment. What can I do?

By: Jarrod West

Jarrod West — Wed, 21 Aug 2019 17:14:27 +0000

In reply to David Marco.

Thanks, David!

By: David Marco

David Marco — Wed, 21 Aug 2019 08:25:43 +0000

I found this useful.

By: Milo Bever

Milo Bever — Tue, 06 Nov 2018 14:54:47 +0000

Thank you for sharing this informative post about how to improve credit score rating. It had many views I haven’t thought about before. I didn’t know that it affects on the rating in a negative way if you have a big loan from one place compared to a mix of different kind of loans. That’s very good to know. These things have been in my mind more after my friend lost his credit score and it had to be repaired. That surely is a difficult situation but I’m glad he’s okay now.

By: Dee. Migdal

Dee. Migdal — Fri, 19 Oct 2018 22:41:35 +0000

I’m a Walmart Associate and I recently applied for a card to help my credit score go up. I was denied and even with a paycheck to take the payments out of. Seeing that I work there, I can’t understand why I was denied.