Comments on: 19 Best Ways To Earn Lots of Chase Ultimate Rewards Points [2023]

By: Christine Krzyszton

Christine Krzyszton — Tue, 06 Jul 2021 14:20:25 +0000

In reply to Ryan.

Hi Ryan. Yes, the Freedom Unlimited card earns cash-back in the form of Ultimate Rewards points. You can then redeem the points for cash-back, travel, etc. or you can transfer the points to premium Chase cards. Thank you for the question.

By: Ryan

Ryan — Mon, 05 Jul 2021 21:21:19 +0000

Okay, I’m a bit confused. The article says 20 best ways to earn Chase Ultimate Rewards, but several of the cards (including Freedom Unlimited which is listed as the 3rd best way to earn Ultimate Rewards) say they earn CASH back, not Ultimate Rewards points. Is the “cash” the Freedom Unlimited card earns actually in the form of Ultimate Rewards points? I’d like to know before signing up.

By: Christine Krzyszton

Christine Krzyszton — Sun, 09 Jun 2019 21:33:37 +0000

In reply to Tray Hanna.

Hello Tray. Each card will have its own terms for redeeming Ultimate Rewards points. You can redeem points via the CSR Ultimate Rewards travel portal for 1.5 cents per point. The Ink Business Preferred allows you to redeem points at 1.25 cents per point via its Ultimate Rewards travel portal. However, you will be able to transfer points between accounts in order to redeem your points at the higher 1.5 cents per point.

By: Tray Hanna

Tray Hanna — Sun, 09 Jun 2019 21:25:49 +0000

I currently have the CSR card and I am thinking of getting the Ink Business Preferred to get the 80,000 bonus. Will the points be at my current reward portal or will I have to have 2 separate UR point portals?

By: Christine Krzyszton

Christine Krzyszton — Thu, 09 May 2019 20:09:20 +0000

In reply to Debra Ryan.

Hello Debra. Unfortunately your Chase debit card does not earn points.

By: Debra Ryan

Debra Ryan — Thu, 09 May 2019 15:21:18 +0000

Does Chase debit card accrue points?

By: Christine Krzyszton

Christine Krzyszton — Thu, 02 May 2019 14:38:13 +0000

In reply to Robert.

Hi Robert. I did some research and it appears the rule was implemented in August of 2017. And yes, those who had more than one Sapphire card were not affected by the rule.

By: Robert

Robert — Thu, 02 May 2019 14:18:52 +0000

Is that a relatively new rule that Chase only allows 1 Sapphire card? I’ve had both the Preferred and Reserve cards for about 2 years now, so I guess if you already have both they’re fine with you keeping them.

By: Alex Miller

Alex Miller — Tue, 04 Dec 2018 15:59:00 +0000

In reply to Christian.

haha, indeed. My green card was being renewed at the time of travel and even though I had a permit to travel, they wanted to plant the ol’ SSSS on me! That went on for a while and wasn’t super fun! All good now though 🙂

By: Christian

Christian — Tue, 04 Dec 2018 03:59:53 +0000

I like how the boarding pass in the first picture has the dreaded SSSS on the bottom. Everybody gets pegged eventually.

By: Christine Krzyszton

Christine Krzyszton — Mon, 03 Dec 2018 19:16:02 +0000

In reply to Haley.

Thank you for the comment Haley and say hello to Dad for us!

By: Haley

Haley — Mon, 03 Dec 2018 18:44:13 +0000

What a great article. My dad needs to see this immediately.

By: Alex Miller

Alex Miller — Mon, 01 Oct 2018 19:22:31 +0000

In reply to Leslie.

Hi Leslie – this article is focused on earning Chase Ultimate Rewards points whereas the SWA card you mentioned earns Southwest points.

As Southwest is a transfer partner of Chase Ultimate Rewards (“UR”), we much prefer to earn UR points because they’re very easy to accrue and you can transfer to multiple airline and hotel partners…thus giving you a lot more options.

Conversely, SWA points cannot be transferred and aren’t very value due to their fixed price.

For more on the value of UR, see these articles: https://upgradedpoints.com/credit-cards/best-ways-to-redeem-chase-ultimate-rewards-points/ and https://upgradedpoints.com/best-ways-to-use-100000-chase-ultimate-rewards/

By: Leslie

Leslie — Mon, 01 Oct 2018 18:37:11 +0000

I don’t see the SWA Chase Premier (Visa) Rapid Rewards mentioned. I’ve had it a good number of years. How does it compare? Should I upgrade? Thank you.

By: Stephen Au

Stephen Au — Wed, 19 Sep 2018 00:51:58 +0000

In reply to Michelle.

Hi Michelle,

Is the 2% online bonus for Sam’s Club is offered by Sam’s Club itself? They should stack and you should be able to take advantage of both, since the 5% bonus category is on all relevant Chase purchases in those categories.

By: Michelle

Michelle — Tue, 18 Sep 2018 18:00:12 +0000

I have the regular Chase card and I’m looking forward to the Warehouse clubs being added for Q4 this year.
But I have a question, do you know if I can take advantage of the 2% online bonus for sam’s club and also the 5% for the bonus category? I’m looking for a gift card I know they sell online so I wanted to take that approach if it was allowed, but I can’t find any details on whether Chase will allow it.

By: Alex Miller

Alex Miller — Wed, 12 Sep 2018 16:18:45 +0000

In reply to Tom K.

Hi Tom – sorry that you’ve had some bad experiences with Chase. We haven’t had the same issues and I’ve not heard this complaint from other readers either…doesn’t mean that it doesn’t happen though! Has anyone else had problems like what Tom is describing?

By: Gaston Mckillop

Gaston Mckillop — Wed, 12 Sep 2018 07:59:24 +0000

I learned something new from your article.

By: Tom K

Tom K — Wed, 12 Sep 2018 01:46:30 +0000

I haven’t had a good experience with Chase Sapphire points program. They took 8+ weeks for the signup bonus to post and only posted after I called in and reminded them. I thought it might be a fluke but the same thing happened for the refer-a-friend. They also miss a lot of 2x travel/dining so I am always checking my statement. Does anyone else also find this to be the case? I have heard good things about the Amex points program.

By: Christian

Christian — Wed, 25 Jul 2018 18:58:45 +0000

In reply to Alex Miller.

Thanks Alex.

I have checked out some of the business plans but most of them have big spend requirements for the bonuses. I am a very small business with min/mod expenses. So I think the freedom might be the best option. I had not realized the freedom was not just a cash back card. I am glad that I can earn UR points. I think paired with my Sapphire, it would be a great option.