For those that are looking for a no annual fee cash-back card, especially one that allows you to choose your own 3% bonus category, then the Bank of America Customized Cash Rewards card could be a fantastic option.
You can choose from gas, online shopping, dining, travel, drug stores, or home improvement/furnishings as your 3% category, and can even change it month to month as your spending habits change.
Additionally, those that are members of the Bank of America Preferred Rewards program can boost their cash-back rewards by 25% to 75%.